Qualifications of the Firm


Kara J. Fishman, MAI, Ph.D., owner

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Appraisal Experience

Commercial Appraiser, MAI: Principal in Fishman Appraisal Services, November 2004 - present.  Specializing in the appraisal of commercial and income-producing properties, HUD multifamily loan programs, and vacant land, both residential and commercial.  Experience in the appraisal of commercial and investment properties, including office buildings (high rise, single tenant, multiple tenant); warehouse and manufacturing uses; retail shopping centers (specialty, community, neighborhood), apartments (<10 - 900+ unit properties); vacant commercial land; land approved for multi-family development; contaminated properties; properties affected by stigma; and special purpose properties, including campgrounds, self-storage, junkyards, proposed golf courses; recreational facilities, and earth excavation operations.

Experience in multi-family housing market analysis, investment analysis, and appraisal for US Department of Housing and Urban Development 221(d)(4) and 223(f) programs; MAP and TAP trained.

Commercial Appraiser, MAI: Partner in Merrifield Fishman Appraisal Services, LLC, December 2003 - November 2004.  Specializing in the appraisal of commercial and income-producing properties, HUD multifamily loan programs, and small residential and mixed-use properties.

Commercial Appraiser, MAI: Independent fee appraiser in Connecticut and Massachusetts, September 1995 - January 2001; May 2002 - November 2003. Specializing in the appraisal of commercial and income-producing properties, environmental valuation, HUD multifamily loan programs, and open space acquisition.

Commercial Appraiser: Fee appraiser for Lavissiere Associates, a Connecticut appraisal firm, February 1990 - August 1994.  Specialized experience in the valuation of special-use properties (junkyard, campground, resort health spa, proposed golf course) and affordable housing development.

Residential Appraiser: Staff appraiser for Thomas Hoben, Litchfield, Connecticut, September 1989 - January 1990.  Collected data, analyzed market conditions, performed financial analysis and prepared appraisal reports of residential properties.

Reviewer: Reviewer for economic, statistics, mathematics and government programs terminology for The Dictionary of Real Estate Appraisal, 4th Edition, published by the Appraisal Institute.

Environmental and Economic Experience

Environmental Analyst: Environmental analyst and economist for consulting group in Virginia specializing in NEPA (National Environmental Policy Act) and watershed assessments.  Responsible for researching and writing on demographic, economic impact, recreation, land use and environmental justice issues.  Agencies worked for include the U.S. Army Corps of Engineers, the Farm Service Agency of the United States Department of Agriculture, the U.S. Forest Service, and the National Park Service.

Instructor: University of Connecticut, Department of Geography, Spring 2000.  Taught "Environmental Planning and Management" to upper division undergraduate students.

Research Assistant: University of Connecticut, Department of Agricultural and Resource Economics, "Economic Evaluation of Connecticut Lakes with Alternative Water Quality Levels."  Project funded by the Connecticut Department of Environmental Protection to estimate the impact of changes in water quality on social welfare property values and public site user values.

Research Assistant: Analysis of farmland values and rates of return for real estate investment group specializing in agricultural land.

Research Assistant: Eastern Research Group, Cambridge, Massachusetts.  Reviewed empirical economic studies for the "Environmental Valuation Reference Inventory" project jointly developed by the United States EPA and Environment Canada.

Planning Coordinator: Harlem Valley Planning Partnership, Amenia, New York.  Only staff person to a five town rural planning group.  Main projects were the adaptive reuse of a state hospital on 850+ acres and regional recycling program.

Housing Coordinator/Loan Specialist: Westchester County Planning Department, White Plains, New York.  Processed and made underwriting recommendations on loans for housing rehabilitation and community development projects funded under the federal Community Development Block Grant program.


University of Connecticut: Storrs, CT, Ph.D., December 2000 Agricultural and Resource Economics.  Specializing in environmental economics and policy, non-market valuation, and water resources.

University of Connecticut: Storrs, CT, M.S., May 1999, Agricultural and Resource Economics

Columbia University: New York, NY, M.S., October 1987, Real Estate Development

Northwestern University: Evanston, IL, B.A., June 1984, History

Memberships/Certifications/Community Involvement

P.O. Box 264
Dayville, CT  06241

Telephone:  (860) 618-5256
Email:  info@fishmanappraisals.com


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